Peugeot 107 Euro NCAP MPG-safe And Cheap Or Not?
Peugeot 107 Euro NCAP MPG where it actually wins
The Peugeot 107 is strongest as a low-running-cost city car: its Euro NCAP story is mixed, its fuel economy is genuinely frugal, and its insurance costs are usually among the cheapest in the supermini class. In plain terms, the 107 wins on economy and affordability, not on modern safety standards, because later Euro NCAP reassessments pushed the facelifted Aygo/C1/107 trio down to three stars from the original four-star result.
What the numbers say
Launched in 2005 as part of a shared platform with the Toyota Aygo and Citroën C1, the Peugeot 107 was built for urban use, short trips, and low ownership costs. In official fuel-use figures, the 1.0 petrol version is typically quoted at around 47 mpg US combined, while later facelifted versions can edge above 54 mpg US combined, depending on gearbox and test cycle. Insurance data for the model commonly sits in group 3, with some later or specific trims moving up to group 5.
| Metric | Typical Peugeot 107 result | What it means |
|---|---|---|
| Euro NCAP | 4 stars originally, later facelifted cars reassessed to 3 stars | Acceptable for its era, but dated by modern standards |
| Combined MPG | About 47 mpg US for early 1.0 petrol; about 54.7 mpg US for later facelifted 1.0 | Strong city-car efficiency |
| Insurance group | Usually group 3, with some variants up to group 5 | Low premiums for many drivers |
| Real-world MPG | About 42.3 mpg average from owner tracking, with some reports around 42.8 mpg | Still efficient, though below brochure figures |
Euro NCAP context
The Euro NCAP rating for the 107 is the main area where age matters. The original 2005 crash-test result was four stars, but the facelifted versions were later demoted to three stars because they did not include side-impact airbags and electronic stability control as standard equipment. That downgrade reflects how quickly safety expectations changed in the small-car market during the 2010s.
Independent reporting on the reassessment noted adult occupant protection at 68 percent, child occupant protection at 73 percent, pedestrian protection at 53 percent, and safety-assist systems at 71 percent. Those numbers help explain the three-star verdict: the car was competitive in its day, but not aligned with the tougher benchmark applied to newer cars.
Fuel economy explained
The fuel economy is where the Peugeot 107 still looks appealing. A 1.0 petrol manual is commonly listed around 47 mpg US combined in early form, while facelifted 1.0 versions are quoted around 54.7 mpg US combined, with city figures often in the low-to-mid 40s mpg US and highway economy around the low 60s mpg US. Real-world user data tends to come in lower, but still respectable for daily commuting and stop-start driving.
In practical use, that means the 107 suits drivers who want predictable running costs more than performance. The engine is small, the car is light, and the whole package is tuned for urban efficiency rather than motorway comfort. A realistic ownership expectation is that official mpg claims may be optimistic by roughly 10 to 20 percent, which is common for cars of this age.
Insurance group details
The insurance group is another strong point, especially for first-time buyers and city drivers. Many Peugeot 107 1.0 trims sit in group 3, and some later editions or specific versions rise to group 5, which still remains low by broader car-market standards. That makes the 107 a plausible budget choice when monthly costs matter more than prestige or pace.
Because insurance pricing also depends on driver age, postcode, claims history, and annual mileage, the group number is only part of the story. Even so, the 107's low repair complexity and modest power output generally support its reputation as a cheap car to cover.
Why it still matters
The city car formula behind the Peugeot 107 still makes sense for buyers focused on short urban journeys. It is compact enough for tight parking, inexpensive to fuel, and generally cheap to insure, which is why it remains a sensible used-car option when bought carefully and with realistic safety expectations. The trade-off is that its crash-test performance no longer feels competitive against newer models with more advanced standard safety tech.
"The Peugeot 107 is a car that rewards sensible ownership more than emotional buying; it saves money every time you drive it, but it does not pretend to be a modern safety leader."
Buying takeaway
If your priority is the best mix of MPG and low insurance, the Peugeot 107 does exactly what it was designed to do. If your priority is the highest crash-test score, newer small cars will usually be a better fit because the 107's three-star facelift result reflects older safety equipment and older test standards.
For used-car shoppers, the key value proposition is simple: the Peugeot 107 wins on everyday affordability, loses on modern safety credibility, and lands in the middle as an honest, economical runabout. That balance is why it still attracts attention in searches that combine Euro NCAP, MPG, and insurance group in the same query.
Frequently asked questions
Expert answers to Peugeot 107 Euro Ncap Mpg Insurance Group queries
What Euro NCAP rating did the Peugeot 107 get?
The Peugeot 107 was originally rated four stars, but the facelifted version was later reassessed to three stars because standard safety equipment lagged behind newer rivals.
How many MPG does the Peugeot 107 do?
Typical figures are around 47 mpg US combined for early 1.0 petrol versions and around 54.7 mpg US combined for some facelifted versions, though real-world averages are often closer to the low 40s mpg US.
What insurance group is the Peugeot 107 in?
Most Peugeot 107 trims sit in insurance group 3, with some versions listed as high as group 5.
Is the Peugeot 107 cheap to run?
Yes, the Peugeot 107 is generally cheap to run because it combines low fuel consumption, low insurance groups, and a simple mechanical layout.
Is the Peugeot 107 safe by modern standards?
Not really; its three-star facelifted Euro NCAP result shows that it is safe for its era but behind today's small-car benchmark.